Arthur Lo

  • Year of Call 2011


Arthur is a dedicated and adaptable junior barrister, who combines commercial acumen with strong academic background and international outlook. During his pupillage and early period in practice, Arthur was involved in complex, high value work encompassing a wide range of civil and commercial practice areas. His work includes drafting pleadings, contracts and advice in matters involving commercial, chancery, insurance, personal injury and private international law issues, as well as representing clients in County Court and High Court.

Among many notable matters, Arthur has:

Aside from English, Arthur is fluent in Cantonese and Mandarin.



Arthur has undertaken a variety of work in the field of insurance and mutuality. He has advised Regis Mutual Management Limited in a dispute arising from the definition of ‘Mutuals’. He has drafted terms of insurance policies relating to business interruption. Recently, he has advised an automotive coverholder in a claim against their principal, in relation to the latter’s entitlement to prematurely terminate an Insurance and Administration Agreement under which underwriting authority was delegated.

A significant portion of Arthur’s work has been in assisting mutual insurers in initiating, or defending against, various claims. He has assisted the Livery Companies Mutual in subrogated recovery actions on behalf of its members in connection to damage sustained by their historic livery halls. Conversely, he has acted on behalf of members of The Livery Companies Mutual and the Activities Industry Mutual in defending employers’ liability and public liability claims. Recently, Arthur has also advised on the use of the Third Parties (Rights Against Insurers) Act 2015  to pursue a claim directly against the liability insurer of a dissolved company.


Arthur has advised on matters involving a wide range of commercial law issues. He has:


Arthur has undertaken work concerned with residential and commercial property disputes. He has advised on the right of the wife of a mortgagor in actual occupation in relation to her overriding interest, the interests of an equitable co-owner in constructive trust, boundary disputes, disputes arising from the blockage of a right of way, as well proceedings in connection with unlawful eviction and the rights of tenants under the Housing Act 1988. Recently, he has given advice on whether a commercial tenant had validly ‘contracted out’ of the protection conferred by the Landlord and Tenant Act 1954.

Personal Injury

Arthur has acted for corporate defendants and insurers in respect of employers and public liability claims. He has advised on both liability and quantum, drafted Defences, as well as provided representation at hearings. These are cases which often involve complex questions of fact and law. He has a particular interest in the deployment, or interrogation, of expert’s reports.

Arthur is also regularly instructed as counsel in road traffic accident matters, on behalf of personal injury firms such as Keoghs, DAS and Horwich Farrelly, as well as directly for insurers such as Admiral and Axa.


Arthur has undertaken a variety of work in employment, discrimination and related fields. He has assisted in all stages of a million-pound claim, from the initial advice to trial at the Employment Tribunal, against an international hedge fund by a fund manager formerly in its employ for sexual orientation discrimination and unfair dismissal. He has also assisted a company in defending a claim in pregnancy discrimination and acted on behalf of the Claimant  in a sexual and racial discrimination claim against an international beauty salon franchise located at the West End. Recently, he has undertaken work in connection with a claim against a major London university by a former student for disability discrimination.



Privacy Notice

Privacy Notice - General Data Protection Regulation (“GDPR”)

Please read the following information carefully.

This privacy notice contains information about the information collected, stored and otherwise processed about you and the reasons for the processing. It also tells you who I share this information with, the security mechanisms I have put in place to protect your data and how to contact me in the event you need further information. 




I, Arthur Lo, a barrister practising at 33 Bedford Row Chambers, 33 Bedford Row, London, WC1R 4JH, collects, uses and is responsible for personal information about you. When I do this I am the ‘controller’ of this information for the purposes of the GDPR and the Data Protection Act 2018.


If you need to contact me about your data or the processing carried out you can use the contact details at the end of this document.



Information collected

When carrying out the provision of legal services or providing a reference I collect some or all of the following personal information that you provide:

  1. personal details
  2. family details
  3. lifestyle and social circumstances
  4. goods and services
  5. financial details
  6. education, training and employment details
  7. physical or mental health details
  8. racial or ethnic origin
  9. political opinions
  10. religious, philosophical or other beliefs
  11. trade union membership
  12. sex life or sexual orientation
  13. genetic data
  14. biometric data for the purpose of uniquely identifying a natural person
  15. criminal proceedings, outcomes and sentences, and related security measures
  16. other personal data relevant to instructions to provide legal services, including data specific to the instructions in question.


The same categories of information may also be obtained from third parties, such as other legal professionals or experts, members of the public, your family and friends, witnesses, courts and other tribunals, investigators, government departments, regulators, public records and registers,    


I may use your personal information for the following purposes:

         i.          to provide legal services to my clients, including the provision of legal advice and representation in courts, tribunals, arbitrations, and mediations

       ii.          to keep accounting records and carry out office administration

      iii.          to take or defend legal or regulatory proceedings or to exercise a lien

      iv.          to respond to potential complaints or make complaints

      v.          to check for potential conflicts of interest in relation to future potential cases

     vi.          to promote and market my services

    vii.          to carry out anti-money laundering and terrorist financing checks

   viii.          to train other barristers and when providing work-shadowing opportunities

    ix.          to respond to requests for references

    x.          when procuring goods and services

   xi.          to publish legal judgments and decisions of courts and tribunals

  xii.          as required or permitted by law.

Whether information has to be provided by you, and why

If I have been instructed by you or on your behalf on a case or if you have asked for a reference, your personal information has to be provided, to enable me to provide you with advice or representation or the reference, and to enable me to comply with my professional obligations, and to keep accounting records


The legal basis for processing your personal information

I rely on the following as the lawful bases on which I collect and use your personal information:








Who will I share your personal information with?

If you are a client, some of the information you provide will be protected by legal professional privilege unless and until the information becomes public in the course of any proceedings or otherwise. As a barrister I have an obligation to keep your information confidential, except where it otherwise becomes public or is disclosed as part of the case or proceedings.

It may be necessary to share your information with the following

I may be required to provide your information to regulators, such as the Bar Standards Board, the Financial Conduct Authority or the Information Commissioner’s Office. In the case of the Information Commissioner’s Office, there is a risk that your information may lawfully be disclosed by them for the purpose of any other civil or criminal proceedings, without my consent or yours, which includes privileged information.

I may also be required to disclose your information to the police or intelligence services, where required or permitted by law.  

Sources of information

The personal information I obtain may include information which has been obtained from:



Transfer of your information outside the European Economic Area (EEA)

This privacy notice is of general application and as such it is not possible to state whether it will be necessary to transfer your information out of the EEA in any particular case or for a reference. However, if you reside outside the EEA or your case or the role for which you require a reference involves persons or organisations or courts and tribunals outside the EEA then it may be necessary to transfer some of your data to that country outside of the EEA for that purpose. If you are in a country outside the EEA or if the instructions you provide come from outside the EEA then it is inevitable that information will be transferred to those countries. If this applies to you and you wish additional precautions to be taken in respect of your information please indicate this when providing initial instructions.

Some countries and organisations outside the EEA have been assessed by the European Commission and their data protection laws and procedures found to show adequate protection. The list can be found here. Most do not. If your information has to be transferred outside the EEA, then it may not have the same protections and you may not have the same rights as you would within the EEA.

I may transfer your personal information to the following which are located outside the European Economic Area (EEA):



If I decide to publish a judgment or other decision of a Court or Tribunal containing your information then this will be published to the world. 

I will not [otherwise] transfer personal information outside the EEA [except as necessary for providing legal services or for any legal proceedings].

If you would like any further information please use the contact details at the end of this document.



I will normally store all your information:






As explained above, I am relying on your explicit consent to process your information in categories (g) to (o) above. You provided this consent when you agreed that I would provide legal services/you asked me to provide a reference.

You have the right to withdraw this consent at any time, but this will not affect the lawfulness of any processing activity I have carried out prior to you withdrawing your consent. However, where I also rely on other bases for processing your information, you may not be able to prevent processing of your data. For example, if you have asked me to work for you and I have spent time on your case, you may owe me money which I will be entitled to claim.

If there is an issue with the processing of your information, please contact my clerks using the contact details below.


Under the GDPR, you have a number of rights that you can exercise in certain circumstances. These are free of charge. In summary, you may have the right to:

If you want more information about your rights under the GDPR please see the Guidance from the Information Commissioners Office on Individual's rights under the GDPR.

If you want to exercise any of these rights, please:


I will respond to you within one month from when I receive your request.



Please note if you wish to unsubscribe from any marketing emails that you have signed up for, you can do so by following the instructions here [insert link]. It may take [insert days] for this to become effective.



The GDPR also gives you the right to lodge a complaint with the Information Commissioners’ Office if you are in the UK, or with the supervisory authority of the Member State where you work, normally live or where the alleged infringement of data protection laws occurred. The Information Commissioner’s Office can be contacted at



I do not intend to process your personal information except for the reasons stated within this privacy notice. If this changes, this privacy notice will be amended and placed on the website. 




This privacy notice was last updated on 1 July 2018.


I continually review my privacy practices and may change this policy from time to time. When I do it will be placed on the website. 



Contact Details

If you have any questions about this privacy notice or the information I hold about you, please contact me or my clerks.  The best way to contact me is to write to me at my Chambers address (33 Bedford Row, London, WC1R 4JH) or contact my clerks by email at or by telephone at  +44 (0) 20 7242 6476.



Arthur is a very competent Barrister. His attention to detail is impeccable and will not leave any stone unturned when providing advice or assistance to this firm. We would highly recommend Arthur.